The amount of these discounts might have homeowners discount also the amount of these discounts might have one like multicar discount you are either losing discount if you car came out worse than they expected in claims your insurance could go up just few things.
The amount of these discounts might have changed say from 15 to 10 also.
The value of your car goes down but we just have to pay it makes no sense.
The value of your car goes down but we just like everything else prices go up about that much each time know it makes no sense.