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Auto Insurance
John asked:


My auto insurance premium seems to keep increasing. I drive a 2001 Nissan Altima and I’m paying over $250 a month. I have no accidents or speeding tickets on my record. My friend has a 2007 Pontiac G5 and he is paying $170. We use the same insurance company. This makes no sense to me. What seems to be happening?
I might also add that I live in Massachusetts and because we like to set ourselves apart from the rest of the nation, the state, rather than the insurance companies regulate the rates.

Jackson
Auto Insurance
JY asked:


My friends home got broken into and car keys were stolen and with that stole the vehicle. The vehicle only had liability insurance. Now both homeowners and auto insurance are telling them that they won’t pay for that loss. Is this correct in any way? The vehicle has a value of $7K. Would obtaining an attorney be helpful?

Sophie
Auto Insurance
karateface asked:


My auto insurance company has been charging me fees, rate increases (originally I was told it would be a decrease!), and a whole other mess with the DMV. I have not had any tickets, accidents, or claims. No one has been able to satisfactorily explain to me why this is happening. How do I now if I have a case with the insurance commission/and or a small claims lawsuit?
My main problem is not the rate increase. The insurance company received my payment on time. But, they did not POST it until a few days later. sometime in this period of a few days, the DMV audited the insurance companies system and decided this was a lapse I guess. I had to give the DMV 500.00 or lose my registration. This was 6 months ago. It took us 4 months to get the insurance agent to tell us what really happend (they are good at the runaround game). They said that they had sent the paperwork to the DMV and that we should be getting our check in 30 days as the insurance compay was at fault. This month my insurace is 100.00 more and I called the DMV and they recieved the paperwork, but not a follow up call they were supposed to get. Since I called them, I personally was able to give the OK to send the packet to the refund department. My insurance company says that the extra 100.00 is for “reinstatement of coverage”, coverage I never lost in the first place.

Noah
Auto Insurance
Sean P asked:


Hi!

I am with auto-insurance company X right now and due to few number of insurance claims that I had made, my insurance is going up. I am wondering if I try to switch to some company Y, will X share my claims information with Y?

Thanks!

Abigail

Auto Insurance
Jordan asked:


Just wondering because one of my friends says she only pays half of her auto insurance a month and she is paying $300 and that seems pretty steep.

Ariana